RRSP GIC

Looking for the best guaranteed return on your long-term retirement savings? Achieva offers among the highest GIC rates in Canada, with all the advantages and tax benefits of an RRSP.

RRSP GICs are available in 1 to 5 year terms with a minimum deposit of only $1,000, and each Achieva customer can hold as many GICs as they need. When your RRSP GIC matures, Achieva offers you the flexibility to reinvest these funds in a new RRSP GIC, or have it deposited to a RRSP Savings Account.

Make your annual contributions at any time. Your RRSP GIC will keep compounding tax-deferred interest until you’re ready to withdraw during retirement.  Upon request, or at the age requirement of 71, Achieva will assist with converting your RRSP to a RRIF.

Looking for other Retirement Savings options? Achieva also offers Locked-In Retirement Accounts (LIRAs) and Life Income Funds (LIFs).  Please contact our Customer Support Centre for further information.

Key Benefits:

  • Among the highest GIC rates in Canada
  • Maintain your retirement savings tax deferred
  • Reduce your current year’s taxes
  • Terms from 1 year to 5 years
  • Minimum balance $1,000 per RRSP GIC
  • Covered by our 100% Deposit Guarantee through the Deposit Guarantee Corporation of Manitoba
 
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