Service Fees

To keep your savings growing, Achieva keeps our fees to a minimum. See our full list:

ACCOUNT FEES

  • Monthly Account Fee: Free
  • Achieva Direct (automatic savings deposits from another institution): Free
  • Achieva Direct Deposit (deposit of payroll or government cheques): Free
  • First cheque, Pre-Authorized Debit or Achieva Direct Transfer out per month: Free 
    Additional cheque, pre-authorized debit or Achieva Direct Transfer out: $1.00

GREEN FOR GREEN PROGRAM

  • Get paid $1 per month when you choose to get your documents electronically!

    Sign up to receive your documents online and we’ll pay you $1 a month for helping us go paperless! The Green for Green Online Documents Program provides the following to you through AchievaOnline banking:
    • Monthly account statements
    • Term Renewal notices (GIC, RRSP and TFSAs)
    • Any Tax Receipts we send to you (including, but not limited to, T5s, T4RSP, T4RIF, NR4 and RSP official contribution receipts) 

ATM / ONLINE FEES

  • Credit Union ATM Deposits: Free
  • Credit Union ATM Withdrawals: $0.60
  • Interac ATM Withdrawals (In Canada): $2.00*
  • US ATM Withdrawals: $3.50
  • International ATM Withdrawals: $5.00
  • Interac Direct Payments: $0.60
  • Bill Payment (Online or Touchtone): $0.50
  • ATM Card Replacement – Mishandling: $10.00

*In addition to the $0.60 ATM withdrawal charge

INTERNAL ACCOUNT TRANSFERS - ACHIEVA ACCOUNT TO ACHIEVA ACCOUNT

  • Touchtone: $0.50
  • Online:  $0.50
  • Phone Request (Processed by an Achieva Customer Service Representative): $5.00

ADMINISTRATION FEES

  • Stop Payment - All information provided: $10.00
  • Stop Payment - Information incomplete: $15.00
  • N.S.F. Charge: $40.00
  • Chargeback - On cheques drawn on account holder: $5.00
  • Duplicate copies of statements or RRSP receipts: $1.50
  • Official Cheques: $6.50
  • Incoming Wires: $15.00
  • Account Closing - Member Request within six months of opening: $15.00
  • Dormant Account - 6 months*: Account Balance

*Dormant account balances $25.00 and under