Save with some of the Highest Interest Rates in Canada

Grow your savings with confidence in a Daily Interest Savings Account, non-registered GIC, TFSA or RRSP, with some of the highest interest rates in Canada.

Product	Rate
Daily Interest Savings	2.40%
1 Year Term	4.30%
2 Year Term	4.55%
3 Year Term	4.65%
4 Year Term	4.80%
5 Year Term	5.00%

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What you get when you Save with Achieva

Great Interest Rates

Maximize your savings with some of the best interest rates in Canada when you save with Achieva.
Referral Rewards

Know someone who would benefit from saving with Achieva? Refer them, and we’ll give you each $25.

Low Fees

There’s no monthly fee for an Achieva account. Should you choose to receive your documents electronically, we’ll pay you $1 per month.
Secure Savings

All deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.

How Much will my Savings Grow?

Whether you are saving for retirement or for a special purchase, use our Compound Interest Calculator to see how much your savings could grow with an Achieva GIC.

Compound Interest Calculator

Savings Amount

Savings Return Rate

Savings Duration (years)

Value of savings after years

Future Value of Current Assets

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Period	Year Interest	Total Interest	Balance

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide financial or investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Earn the highest rate with GIC Laddering

Take the guesswork out of investing by continuous investments at the highest interest rate using a GIC Laddering Strategy. It’s quite simple to do.

Step 1:

Separate the funds you want to invest into 5 equal amounts.

Invest each amount in a 1 year, 2 year, 3 year, 4 year and 5 year GIC.

Step 2:

Each year, one GIC matures and you reinvest the funds in a new 5-year GIC (5 year GICs offer you the highest interest rate). You keep doing this every year.

By laddering your GICs, you are:

Continuously investing in the highest rate available, which will increase the return on your savings.
Securing your funds. The money is protected and the interest rate is fixed.
Ensuring you have investments maturing every year, which provides you with liquid funds in case you need it.

Ready to Save?

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All rates are calculated on a per annum basis and are subject to change.

Savings interest rates quoted are per annum, with interest calculated on the daily closing balance and added to the principal on the last day of each month.

GIC interest rates quoted are per annum, with interest calculated and paid on each 12 month anniversary date, and at maturity. Term rates are guaranteed for their specific duration and are not redeemable prior to maturity.