Service Fees

To keep your savings growing, Achieva keeps our fees to a minimum. See our full list:

ACCOUNT FEES

Monthly Account Fee: Free
Achieva Direct (automatic savings deposits from another institution): Free
Achieva Direct Deposit (deposit of payroll or government cheques): Free
First cheque, Pre-Authorized Debit or Achieva Direct Transfer out per month: Free
Additional cheque, pre-authorized debit or Achieva Direct Transfer out: $1.00

GREEN FOR GREEN PROGRAM

Get paid $1 per month when you choose to get your documents electronically!

Sign up to receive your documents online and we’ll pay you $1 a month for helping us go paperless! The Green for Green Online Documents Program provides the following to you through AchievaOnline banking:
- Monthly account statements
- Term Renewal notices (GIC, RRSP and TFSAs)
- Any Tax Receipts we send to you (including, but not limited to, T5s, T4RSP, T4RIF, NR4 and RSP official contribution receipts)

ATM / ONLINE FEES

Credit Union ATM Deposits: Free
Credit Union ATM Withdrawals: $0.60
Interac ATM Withdrawals (In Canada): $2.00*
US ATM Withdrawals: $3.50
International ATM Withdrawals: $5.00
Interac Direct Payments: $0.60
Bill Payment (Online or Touchtone): $0.50
ATM Card Replacement – Mishandling: $10.00

*In addition to the $0.60 ATM withdrawal charge

INTERNAL ACCOUNT TRANSFERS - ACHIEVA ACCOUNT TO ACHIEVA ACCOUNT

Touchtone: $0.50
Online: $0.50
Phone Request (Processed by an Achieva Customer Service Representative): $5.00

ADMINISTRATION FEES

Stop Payment - All information provided: $10.00
Stop Payment - Information incomplete: $15.00
N.S.F. Charge: $40.00
Chargeback - On cheques drawn on account holder: $5.00
Duplicate copies of statements or RRSP receipts: $1.50
Official Cheques: $6.50
Incoming Wires: $15.00
Account Closing - Member Request within six months of opening: $15.00
Dormant Account - 6 months*: Account Balance

*Dormant account balances $25.00 and under