Service Fees
To keep your savings growing, Achieva keeps our fees to a minimum. See our full list:
ACCOUNT FEES
- Monthly Account Fee: Free
- Achieva Direct (automatic savings deposits from another institution): Free
- Achieva Direct Deposit (deposit of payroll or government cheques): Free
- First cheque, Pre-Authorized Debit or Achieva Direct Transfer out per month: Free
Additional cheque, pre-authorized debit or Achieva Direct Transfer out: $1.00
GREEN FOR GREEN PROGRAM
- Get paid $1 per month when you choose to get your documents electronically!
Sign up to receive your documents online and we’ll pay you $1 a month for helping us go paperless! The Green for Green Online Documents Program provides the following to you through AchievaOnline banking:
- Monthly account statements
- Term Renewal notices (GIC, RRSP and TFSAs)
- Any Tax Receipts we send to you (including, but not limited to, T5s, T4RSP, T4RIF, NR4 and RSP official contribution receipts)
ATM / ONLINE FEES
- Credit Union ATM Deposits: Free
- Credit Union ATM Withdrawals: $0.60
- Interac ATM Withdrawals (In Canada): $2.00*
- Cirrus US ATM Withdrawals: $3.50**
- Cirrus International ATM Withdrawals: $3.50**
- Interac Direct Payments: $0.60
- Bill Payment (Online or Touchtone): $0.50
- ATM Card Replacement – Mishandling: $10.00
*In addition to the $0.60 ATM withdrawal charge
**A 2.50% service fee on the POS purchase price is applied on top of the $3.50 fee
INTERNAL ACCOUNT TRANSFERS - ACHIEVA ACCOUNT TO ACHIEVA ACCOUNT
- Touchtone: $0.50
- Online: $0.50
- Phone Request (Processed by an Achieva Customer Service Representative): $5.00
- Achieva Client to Client Transfer: $1.00
RRSP/RRIF/TFSA
- Specialized Payout Assistance fee: $175/hour (one hour minimum)
- Concentra T3 Preparation: $175/hour (one hour minimum plus CRA tax owing)
ADMINISTRATION FEES
- Stop Payment - All information provided: $10.00
- Stop Payment - Information incomplete: $15.00
- N.S.F. Charge: $40.00
- Chargeback - On cheques drawn on account holder: $5.00
- Duplicate copies of statements $1.50
- Duplicate receipts: $5.00
- Official Cheques: $6.50
- Incoming Wires: $15.00
- Account Closing - Member Request within six months of opening: $15.00
- Dormant Account - 6 months*: Account Balance
*Dormant account balances $25.00 and under
SERVICE FEE CHANGES
Effective September 1st,, 2019, we are making the following changes to our service fees:
- Rejected Pre-Authorized Credit/Payroll Deposit Fee from $5.00 to $15.00
- NSF Cheque Fee increasing from $40.00 to $45.00
- Paper Statement Copy (duplicate) Fee from $1.00 to $2.00
- Account Item Retrieval from $1.50 to $2.00
If you have any questions regarding these changes, please contact our Customer Service Center:
- By Phone:
- In Winnipeg: 204-925-6824
- Outside Winnipeg: 1-877-224-4382