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Holiday Hours 2024

Achieva Financial will close at 3:00 PM CT on Tuesday, December 24. We will be closed on December 25 & 26. Happy holidays!

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The Call for Nominations for the 2025 Board of Directors' Election is now open! We will be accepting nominations until January 3.

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Rates

RRSP GIC

Looking for the best guaranteed return on your long-term retirement savings? Achieva offers among the highest GIC rates in Canada, with all the advantages and tax benefits of an RRSP.

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Available in 1-5 year terms.

RRSP GICs are available in 1 to 5 year terms with a minimum deposit of only $1,000, and each Achieva customer can hold as many GICs as they need. When your RRSP GIC matures, Achieva offers you the flexibility to reinvest these funds in a new RRSP GIC, or have it deposited to a RRSP Savings Account.

Contribute anytime.

Make your annual contributions at any time. Your RRSP GIC will keep compounding tax-deferred interest until you’re ready to withdraw during retirement. Upon request, or at the age requirement of 71, Achieva will assist with converting your RRSP to a RRIF.

Deposit Guarantee

All deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.

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Key Benefits

Among the highest GIC rates in Canada
Maintain your retirement savings tax deferred
Reduce your current year’s taxes
Terms from 1 year to 5 years
Minimum balance $1,000 per RRSP GIC

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GIC/RRSP/RRIF/TFSA

*min deposit $1000

Term

Interest rate

1 Year

Effective December 20, 2024

3.90

2 Year

Effective December 20, 2024

3.80

3 year

Effective November 25, 2024

3.70

4 year

Effective December 20, 2024

3.60

5 year

Effective December 20, 2024

3.60

GIC interest rates quoted are per annum, with interest calculated and paid on each 12 month anniversary date, and at maturity. Term rates are guaranteed for their specific duration and are not redeemable prior to maturity.

Looking for other retirement savings options?

Achieva also offers Locked-In Retirement Accounts (LIRAs) and Life Income Funds (LIFs). Please contact our Customer Support Centre for further information.