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Is Achieva right for me?

If you’re looking to grow your savings with some of the best interest rates in Canada and the security of a 100% deposit guarantee, Achieva Financial may be for you.

More than 94% of new Achieva customers would recommend us to their friends and family.* Jim, W, an Achieva customer, says, "I have deal with (and still do) Oaken and EQ but I would like to point out that Achieva Financial still pays 3.05% for five years (April 30, 2019). I have dealt with Achieva for 18 of their 20 years and find them to be the most reliable of the whole lot." 

Here are just a few reasons why:

High interest rates – not high promo rates.

As an online institution, Achieva operates efficiently and with lower costs and passes those savings on to you. We pride ourselves on keeping our rates consistent - no teaser rates or ‘new customers only’ rules.

A 100% deposit guarantee.

All your deposits are guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.

Low fees.

There’s no monthly fee for an Achieva account. We also offer free deposits, your first order of personalized cheques for free, and one free outgoing direct transfer, cheque, or pre-authorized debit per month. Should you choose to receive your documents electronically, we’ll pay you $1 per month.

Self-serve online banking.

Do all your banking at your convenience using Achieva Online banking and the AchievaMobile app. For those times when you want to speak to someone, an Achieva rep will be happy to answer your questions and help manage your account at 1-877-ACHIEVA.


Achieva Financial is one of Canada’s first online-only financial institutions, helping Canadians save since 1998. Your account and personal information are maintained under the strictest controls of Cambrian Credit Union, one of Manitoba’s largest credit unions, and Achieva is supported by Cambrian’s financial strength.

Personal savings options to suit you, whatever your goal is.

With Achieva, you can help your savings grow by taking full advantage of the tax benefits available to you. As well as non-registered savings accounts and GICs, we offer TFSAs, RRSPs and RRIFs.

Are you ready to start growing your savings with confidence with Achieva Financial?


*Results from 2018 Pele Research annual survey of new Achieva customers.